{"id":833,"date":"2013-05-16T15:21:20","date_gmt":"2013-05-16T19:21:20","guid":{"rendered":"http:\/\/www.northvilleinsurance.com\/?page_id=833"},"modified":"2013-09-24T13:22:10","modified_gmt":"2013-09-24T17:22:10","slug":"employer-responsibilities","status":"publish","type":"page","link":"http:\/\/www.northvilleinsurance.com\/?page_id=833","title":{"rendered":"Employer Responsibilities"},"content":{"rendered":"<p><strong>DISCLAIMER:<\/strong><\/p>\n<p><strong><em>Information provided on this page is provided for illustrative purposes only. These references are included to assist Employers maintain compliance when offering Employee Welfare Plans. Each Employer Group&#8217;s responsibilities\/obligations under the law may vary depending on the complexity of the benefits offered. It is each Employers&#8217; responsibility to have legal and financial documents reviewed by a certified licensed financial or law professional for legality, compliance and entirety.<\/em><\/strong><\/p>\n<p><span style=\"text-decoration: underline;\"><strong>HEALTH CARE REFORM<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><a title=\"Pay or Play Calculator Tool US Chamber of Commerce\" href=\"http:\/\/www.uschamber.com\/health-reform\/calculator\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.uschamber.com']);\" target=\"_blank\">Will my business be subject to Health Care Reform &#8216;Pay or Play&#8217;?<\/a>*<br \/>\n(<em>Note-tool determines &#8216;Pay or Play&#8217;\u00c2\u00a0applicability by tallying number of Full-Time\u00c2\u00a0 + TOTAL\u00c2\u00a0Hours worked by\u00c2\u00a0Part-Time employees)<\/em>\u00c2\u00a0<\/p>\n<p>Although &#8216;Pay or Play&#8217; penalties may not apply, an employer choosing to offer benefits will need to comply with many new Health Care Compliance requirements.<\/p>\n<p>The Employer Pay or Play Mandate Penalties have been postponed until January 1st 2015<\/p>\n<p><strong>Tools\u00c2\u00a0and Information for Small Businesses<\/strong><\/p>\n<p><a title=\"United Healthcare Small Business Tax Credit Calculator\" href=\"http:\/\/www.uhc.com\/live\/uhc_com\/Assets\/Documents\/taxtool.html\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.uhc.com']);\" target=\"_blank\">Small Business Tax Credit Calculator<\/a><\/p>\n<p><strong>Tools and Information for large businesses<\/strong><\/p>\n<p><strong>Employer Responsibilities: All Employers\u00c2\u00a0<\/strong><\/p>\n<p><a title=\"Department of Labor\" href=\"http:\/\/www.dol.gov\/index.htm\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Department of Labor<\/a><\/p>\n<p><a title=\"EBSA\" href=\"http:\/\/www.dol.gov\/ebsa\/\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Employee Benefits Security Administration<\/a><\/p>\n<p><a title=\"How to draft an employee handbook\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/Howtodraftandemployeehandbook.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/Howtodraftandemployeehandbook.pdf']);\" target=\"_blank\">How to draft and Employee Handbook<\/a><\/p>\n<p><a title=\"Employee Handbook Template\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/EmployeeHandbookTemplate.mht\"  target=\"_blank\">Employee Handbook Template<\/a><\/p>\n<p><a title=\"What is an SPD\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/WhatisanSPD.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/WhatisanSPD.pdf']);\" target=\"_blank\">What is a SPD Summary Plan Description<\/a><\/p>\n<p><a title=\"DOL Checklist\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/BSIADOLchecklist.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/BSIADOLchecklist.pdf']);\" target=\"_blank\">DOL Compliance Checklist<\/a><\/p>\n<p><a title=\"Employers Compliance Guide\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/Employers-Compliance-Guide-11-9-12.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/Employers-Compliance-Guide-11-9-12.pdf']);\" target=\"_blank\">Employers Compliance Guide<\/a><\/p>\n<p><a title=\"EBSA Required Disclosure Guide\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/erisaebsarequireddisclosureguide.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/erisaebsarequireddisclosureguide.pdf']);\" target=\"_blank\">ERISA EBSA Required Disclosures<\/a><\/p>\n<p><a title=\"Model Disclosures\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/modeldisclosures.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/modeldisclosures.pdf']);\" target=\"_blank\">Sample Model Notices<\/a><\/p>\n<p><a title=\"Employer Fiduciary Responsibilities Disclosure Guide\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/groupemployerfiduciaryresponsibilities.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/groupemployerfiduciaryresponsibilities.pdf']);\" target=\"_blank\">Group Employer Fiduciary Responsibilities<\/a><\/p>\n<p><a title=\"DOL 5500 Main\" href=\"http:\/\/www.dol.gov\/ebsa\/5500main.html\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">2012 Form 5500, Form 5500 Short Form, Schedules A-I, Schedule MB, Schedule R and Schedule SB<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Associations<\/strong><\/p>\n<p><a title=\"MBPA Home\" href=\"http:\/\/michbusiness.org\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/michbusiness.org']);\" target=\"_blank\">MBPA<\/a><\/p>\n<p><a title=\"MBPA Enrollment\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/MBPAEmployerEnrollmentForm.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/MBPAEmployerEnrollmentForm.pdf']);\" target=\"_blank\">MBPA Employer Enrollment<\/a><\/p>\n<p><a title=\"MBPA Benefits\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/MBPAbenefits.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Employer\/MBPAbenefits.pdf']);\" target=\"_blank\">MBPA Benefits of Membership<\/a><\/p>\n<p>Below are links to information for employers to ensure compliance under ERISA<\/p>\n<p>&nbsp;<\/p>\n<p><a title=\"Department of Labor Health Plan Information\" href=\"http:\/\/www.dol.gov\/dol\/topic\/health-plans\/planinformation.htm\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Plan Information Requirements DOL<\/a><\/p>\n<p><a title=\"Department of Labor Compliance Assistance\" href=\"http:\/\/www.dol.gov\/ebsa\/compliance_assistance.html\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Compliance Assistance DOL<\/a><\/p>\n<p><a title=\"Health Benefit Advisor Department of Labor\" href=\"http:\/\/www.dol.gov\/elaws\/ebsa\/health\/employer\/r1.htm\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Health Benefits Advisor Employer<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>PDF<\/p>\n<p><a title=\"Department of Labor Manual &quot;Employers Guide to COBRA&quot;\" href=\"http:\/\/www.northvilleinsurance.com\/brochures\/Group\/EmployersGuideCOBRAdol.pdf\" onclick=\"javascript:_gaq.push(['_trackEvent','download','http:\/\/www.northvilleinsurance.com\/brochures\/Group\/EmployersGuideCOBRAdol.pdf']);\" target=\"_blank\">Employers Guide to COBRA<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Laws and Portability<\/p>\n<p><a title=\"HIPPA Department of Labor\" href=\"http:\/\/www.dol.gov\/cgi-bin\/leave-dol.asp?exiturl=http:\/\/www4.law.cornell.edu\/uscode\/html\/uscode29\/usc_sup_01_29_10_18_20_I_30_B_40_7_50_A.html&amp;exittitle=The_Health_Insurance_Portability_and_Accountability_Act_of_1996\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">HIPPA<\/a><\/p>\n<p><a title=\"Department of Labor Mental health Parity\" href=\"http:\/\/www.dol.gov\/cgi-bin\/leave-dol.asp?exiturl=http:\/\/www4.law.cornell.edu\/uscode\/html\/uscode29\/usc_sec_29_00001185---a000-.html&amp;exittitle=The_Mental_Health_Parity_Act_of_1996\" onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.dol.gov']);\" target=\"_blank\">Mental Health Parity <\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>DISCLAIMER: Information provided on this page is provided for illustrative purposes only. These references are included to assist Employers maintain compliance when offering Employee Welfare Plans. Each Employer Group&#8217;s responsibilities\/obligations under the law may vary depending on the complexity of the benefits offered. It is each Employers&#8217; responsibility to have legal and financial documents reviewed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/833"}],"collection":[{"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=833"}],"version-history":[{"count":6,"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/833\/revisions"}],"predecessor-version":[{"id":883,"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/833\/revisions\/883"}],"wp:attachment":[{"href":"http:\/\/www.northvilleinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}